Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$41,449	$41,449	$193,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$152,051	$0
Funding fee	$0	$0	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.940%	7.773%	7.640%
1st payment	$269.76	$269.76	$1,339.75
2nd payment	$0.00	$1,013.67	$0.00
Taxes / mo	$179.17	$179.17	$179.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$19.79	$19.79	$38.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$618.71	$1,632.39	$1,707.62
Cash to close	$173,551	$21,500	$21,500