Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,221$386,221$400,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$36,529$0
Funding fee$1,931$1,931$0
Note rate5.700%5.700%7.400%
Blended rate5.700%6.234%7.640%
1st payment$2,379.64$2,379.64$2,772.98
2nd payment$0.00$361.48$0.00
Taxes / mo$271.83$271.83$271.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,801.48$3,162.96$3,274.91
Cash to close$58,779$22,250$44,500