Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$74,674	$74,674	$189,000
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$114,326	$0
Funding fee	$0	$0	$0
Note rate	4.780%	4.780%	7.400%
Blended rate	5.630%	7.064%	7.640%
1st payment	$652.75	$652.75	$1,308.60
2nd payment	$0.00	$762.17	$0.00
Taxes / mo	$175.00	$175.00	$175.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.33	$88.33	$37.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,066.07	$1,828.25	$1,671.40
Cash to close	$135,326	$21,000	$21,000