Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$432,698$432,698$575,910
Remaining term (yrs)26.626.630.0
Secondary amount$0$143,212$0
Funding fee$0$0$0
Note rate6.390%6.390%7.400%
Blended rate6.940%7.204%7.640%
1st payment$2,816.12$2,816.12$3,987.48
2nd payment$0.00$954.75$0.00
Taxes / mo$331.83$331.83$331.83
Insurance / mo$166.67$166.67$166.67
MI / mo$206.56$206.56$115.18
HOA / mo$9.67$9.67$9.67
Total monthly$3,530.85$4,485.60$4,610.84
Cash to close$207,202$63,990$63,990