Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$11,134$11,134$247,500
Remaining term (yrs)27.027.030.0
Secondary amount$0$236,366$0
Funding fee$0$0$0
Note rate6.740%6.740%7.400%
Blended rate7.290%7.729%7.640%
1st payment$74.63$74.63$1,713.64
2nd payment$0.00$1,526.53$0.00
Taxes / mo$229.17$229.17$229.17
Insurance / mo$150.00$150.00$150.00
MI / mo$5.16$5.16$49.50
HOA / mo$50.00$50.00$50.00
Total monthly$508.95$2,035.48$2,192.31
Cash to close$263,866$27,500$27,500