Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$135,497	$135,497	$301,500
Remaining term (yrs)	16.2	16.2	30.0
Secondary amount	$0	$166,003	$0
Funding fee	$677	$677	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	3.310%	5.892%	7.640%
1st payment	$895.87	$895.87	$2,087.53
2nd payment	$0.00	$1,106.69	$0.00
Taxes / mo	$279.17	$279.17	$279.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,325.03	$2,431.72	$2,576.99
Cash to close	$199,503	$33,500	$33,500