Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$229,379	$229,379	$267,300
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$37,921	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.666%	7.640%
1st payment	$1,090.13	$1,090.13	$1,850.73
2nd payment	$0.00	$284.41	$0.00
Taxes / mo	$196.50	$196.50	$196.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.83	$180.83	$53.46
HOA / mo	$1.25	$1.25	$1.25
Total monthly	$1,618.71	$1,903.12	$2,251.94
Cash to close	$67,621	$29,700	$29,700