Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$628,318$628,318$648,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$55,682$0
Funding fee$3,142$3,142$0
Note rate6.940%6.940%7.400%
Blended rate6.940%7.342%7.640%
1st payment$4,344.20$4,344.20$4,486.62
2nd payment$0.00$551.02$0.00
Taxes / mo$519.58$519.58$519.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.60
HOA / mo$116.67$116.67$116.67
Total monthly$5,197.12$5,748.13$5,469.14
Cash to close$91,682$36,000$72,000