Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$268,843	$268,843	$346,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$77,657	$0
Funding fee	$1,344	$1,344	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.190%	7.640%
1st payment	$1,273.77	$1,273.77	$2,399.10
2nd payment	$0.00	$582.43	$0.00
Taxes / mo	$369.58	$369.58	$369.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$21.50	$21.50	$21.50
Total monthly	$1,814.86	$2,397.28	$3,009.48
Cash to close	$116,157	$38,500	$38,500