Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$401,660	$401,660	$738,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$336,340	$0
Funding fee	$2,008	$2,008	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	3.300%	5.328%	7.640%
1st payment	$2,039.60	$2,039.60	$5,109.76
2nd payment	$0.00	$2,172.19	$0.00
Taxes / mo	$519.33	$519.33	$519.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$147.60
HOA / mo	$2.58	$2.58	$2.58
Total monthly	$2,778.18	$4,950.37	$5,995.94
Cash to close	$418,340	$82,000	$82,000