Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$384,530	$384,530	$422,010
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$37,480	$0
Funding fee	$1,923	$1,923	$0
Note rate	6.610%	6.610%	7.400%
Blended rate	6.610%	6.822%	7.640%
1st payment	$2,533.94	$2,533.94	$2,921.91
2nd payment	$0.00	$281.10	$0.00
Taxes / mo	$390.75	$390.75	$390.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.40
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$3,121.36	$3,402.46	$3,593.73
Cash to close	$84,370	$46,890	$46,890