Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$483,110$483,110$535,500
Remaining term (yrs)29.629.630.0
Secondary amount$0$52,390$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.241%7.640%
1st payment$3,061.93$3,061.93$3,707.69
2nd payment$0.00$392.92$0.00
Taxes / mo$408.42$408.42$408.42
Insurance / mo$166.67$166.67$166.67
MI / mo$222.03$222.03$107.10
HOA / mo$75.00$75.00$75.00
Total monthly$3,934.05$4,326.97$4,464.88
Cash to close$111,890$59,500$59,500