Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$172,603	$172,603	$260,550
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$87,947	$0
Funding fee	$863	$863	$0
Note rate	4.620%	4.620%	7.400%
Blended rate	4.620%	6.098%	7.640%
1st payment	$1,047.15	$1,047.15	$1,804.00
2nd payment	$0.00	$659.60	$0.00
Taxes / mo	$241.25	$241.25	$241.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.11
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,473.40	$2,133.00	$2,282.36
Cash to close	$116,897	$28,950	$28,950