Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,378$250,378$472,410
Remaining term (yrs)23.323.330.0
Secondary amount$0$222,032$0
Funding fee$1,252$1,252$0
Note rate3.640%3.640%7.400%
Blended rate3.640%5.572%7.640%
1st payment$1,325.34$1,325.34$3,270.87
2nd payment$0.00$1,433.96$0.00
Taxes / mo$362.25$362.25$362.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$22.00$22.00$22.00
Total monthly$1,876.26$3,310.21$3,916.27
Cash to close$274,522$52,490$52,490