Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$308,941$308,941$319,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$28,309$0
Funding fee$0$0$0
Note rate5.510%5.510%7.400%
Blended rate6.360%6.823%7.640%
1st payment$1,865.22$1,865.22$2,212.15
2nd payment$0.00$280.14$0.00
Taxes / mo$126.83$126.83$126.83
Insurance / mo$150.00$150.00$150.00
MI / mo$232.43$232.43$63.90
HOA / mo$7.33$7.33$7.33
Total monthly$2,381.82$2,661.96$2,560.22
Cash to close$46,059$17,750$35,500