Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$277,305	$251,910
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$1,387	$0
Note rate	6.560%	7.400%
Blended rate	6.560%	7.640%
1st payment	$1,781.71	$1,744.17
2nd payment	$0.00	$0.00
Taxes / mo	$243.08	$243.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$50.38
HOA / mo	$0.00	$0.00
Total monthly	$2,174.80	$2,187.64
Cash to close	$2,595	$27,990