Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,795$245,795$269,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$38,255$0
Funding fee$1,229$1,229$0
Note rate3.010%3.010%7.400%
Blended rate3.010%4.204%7.640%
1st payment$1,161.68$1,161.68$1,863.19
2nd payment$0.00$378.56$0.00
Taxes / mo$249.17$249.17$249.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,560.85$1,939.42$2,316.18
Cash to close$53,205$14,950$29,900