Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$50,542$50,542$125,100
Remaining term (yrs)9.59.530.0
Secondary amount$0$74,558$0
Funding fee$253$253$0
Note rate6.260%6.260%7.400%
Blended rate6.260%7.893%7.640%
1st payment$585.54$585.54$866.17
2nd payment$0.00$559.18$0.00
Taxes / mo$115.83$115.83$115.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$25.02
HOA / mo$254.00$254.00$254.00
Total monthly$1,105.38$1,664.56$1,411.02
Cash to close$88,458$13,900$13,900