Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,678$176,678$332,100
Remaining term (yrs)23.023.030.0
Secondary amount$0$155,422$0
Funding fee$0$0$0
Note rate3.580%3.580%7.400%
Blended rate4.430%6.101%7.640%
1st payment$938.16$938.16$2,299.39
2nd payment$0.00$1,036.15$0.00
Taxes / mo$325.08$325.08$325.08
Insurance / mo$150.00$150.00$150.00
MI / mo$146.53$146.53$66.42
HOA / mo$209.00$209.00$209.00
Total monthly$1,768.77$2,804.92$3,049.90
Cash to close$192,322$36,900$36,900