Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$527,507	$527,507	$557,910
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$30,403	$0
Funding fee	$2,638	$2,638	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	4.720%	4.953%	7.640%
1st payment	$2,952.69	$2,952.69	$3,862.86
2nd payment	$0.00	$228.02	$0.00
Taxes / mo	$452.33	$452.33	$452.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.58
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$3,593.69	$3,821.72	$4,615.44
Cash to close	$92,393	$61,990	$61,990