Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$220,003$220,003$255,510
Remaining term (yrs)27.127.130.0
Secondary amount$0$35,507$0
Funding fee$0$0$0
Note rate7.760%7.760%7.400%
Blended rate8.310%8.406%7.640%
1st payment$1,619.46$1,619.46$1,769.10
2nd payment$0.00$266.30$0.00
Taxes / mo$287.00$287.00$287.00
Insurance / mo$150.00$150.00$150.00
MI / mo$103.51$103.51$51.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,159.97$2,426.27$2,257.20
Cash to close$63,897$28,390$28,390