Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$600,005	$553,500
Remaining term (yrs)	29.5	30.0
Secondary amount	$0	$0
Funding fee	$3,000	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$3,809.85	$3,832.32
2nd payment	$0.00	$0.00
Taxes / mo	$413.00	$413.00
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$110.70
HOA / mo	$137.00	$137.00
Total monthly	$4,526.51	$4,659.69
Cash to close	$14,995	$61,500