Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,429$213,429$355,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$142,071$0
Funding fee$1,067$1,067$0
Note rate3.490%3.490%7.400%
Blended rate3.490%5.292%7.640%
1st payment$1,123.15$1,123.15$2,461.41
2nd payment$0.00$947.14$0.00
Taxes / mo$329.17$329.17$329.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$15.00$15.00$15.00
Total monthly$1,617.32$2,564.46$3,026.68
Cash to close$181,571$39,500$39,500