Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$56,044	$56,044	$141,750
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$85,706	$0
Funding fee	$280	$280	$0
Note rate	5.070%	5.070%	7.400%
Blended rate	5.070%	7.446%	7.640%
1st payment	$472.39	$472.39	$981.45
2nd payment	$0.00	$642.80	$0.00
Taxes / mo	$131.25	$131.25	$131.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$28.35
HOA / mo	$254.00	$254.00	$254.00
Total monthly	$1,007.64	$1,650.43	$1,545.05
Cash to close	$101,456	$15,750	$15,750