Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$286,061	$286,061	$360,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$73,939	$0
Funding fee	$1,430	$1,430	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	4.224%	7.640%
1st payment	$1,361.17	$1,361.17	$2,492.57
2nd payment	$0.00	$554.54	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,844.50	$2,399.04	$3,047.90
Cash to close	$113,939	$40,000	$40,000