Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$91,888	$91,888	$207,000
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$115,112	$0
Funding fee	$459	$459	$0
Note rate	3.850%	3.850%	7.400%
Blended rate	3.850%	6.158%	7.640%
1st payment	$572.27	$572.27	$1,433.23
2nd payment	$0.00	$767.41	$0.00
Taxes / mo	$226.17	$226.17	$226.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$948.44	$1,715.85	$1,850.79
Cash to close	$138,112	$23,000	$23,000