Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$283,545$283,545$382,500
Remaining term (yrs)28.028.030.0
Secondary amount$0$98,955$0
Funding fee$1,418$1,418$0
Note rate6.200%6.200%7.400%
Blended rate6.200%6.924%7.640%
1st payment$1,776.16$1,776.16$2,648.35
2nd payment$0.00$742.17$0.00
Taxes / mo$209.58$209.58$209.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$8.58$8.58$8.58
Total monthly$2,144.32$2,886.49$3,093.02
Cash to close$141,455$42,500$42,500