Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$144,714$144,714$175,950
Remaining term (yrs)25.825.830.0
Secondary amount$0$31,236$0
Funding fee$724$724$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.376%7.640%
1st payment$901.35$901.35$1,218.24
2nd payment$0.00$234.27$0.00
Taxes / mo$162.92$162.92$162.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.19
HOA / mo$0.00$0.00$0.00
Total monthly$1,214.27$1,448.53$1,566.35
Cash to close$50,786$19,550$19,550