Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$188,430	$188,430	$232,200
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$43,770	$0
Funding fee	$942	$942	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	4.237%	7.640%
1st payment	$912.39	$912.39	$1,607.71
2nd payment	$0.00	$328.28	$0.00
Taxes / mo	$215.00	$215.00	$215.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.44
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,277.39	$1,605.67	$2,019.15
Cash to close	$69,570	$25,800	$25,800