Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$200,896$200,896$396,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$195,104$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%5.793%7.640%
1st payment$951.84$951.84$2,741.82
2nd payment$0.00$1,300.69$0.00
Taxes / mo$353.33$353.33$353.33
Insurance / mo$150.00$150.00$150.00
MI / mo$164.09$164.09$79.20
HOA / mo$53.33$53.33$53.33
Total monthly$1,672.59$2,973.28$3,377.69
Cash to close$239,104$44,000$44,000