Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,869	$307,869	$439,650
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$131,781	$0
Funding fee	$1,539	$1,539	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.359%	7.640%
1st payment	$1,458.68	$1,458.68	$3,044.05
2nd payment	$0.00	$878.54	$0.00
Taxes / mo	$407.08	$407.08	$407.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.93
HOA / mo	$15.83	$15.83	$15.83
Total monthly	$2,048.26	$2,926.80	$3,721.56
Cash to close	$180,631	$48,850	$48,850