Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$216,216$216,216$242,999
Remaining term (yrs)25.425.430.0
Secondary amount$0$26,784$0
Funding fee$1,081$1,081$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.062%7.640%
1st payment$1,063.34$1,063.34$1,682.48
2nd payment$0.00$200.88$0.00
Taxes / mo$225.00$225.00$225.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,438.34$1,639.22$2,106.08
Cash to close$53,783$27,000$27,000