Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$283,867	$283,867	$449,910
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$166,043	$0
Funding fee	$1,419	$1,419	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	3.820%	5.363%	7.640%
1st payment	$1,550.70	$1,550.70	$3,115.09
2nd payment	$0.00	$1,106.96	$0.00
Taxes / mo	$252.75	$252.75	$252.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.98
HOA / mo	$1.42	$1.42	$1.42
Total monthly	$1,971.54	$3,078.49	$3,625.90
Cash to close	$216,033	$49,990	$49,990