Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,358$321,358$332,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$30,047$0
Funding fee$0$0$0
Note rate5.780%5.780%7.400%
Blended rate6.630%7.078%7.640%
1st payment$1,995.68$1,995.68$2,305.00
2nd payment$0.00$297.34$0.00
Taxes / mo$252.75$252.75$252.75
Insurance / mo$150.00$150.00$150.00
MI / mo$241.44$241.44$66.58
HOA / mo$232.00$232.00$232.00
Total monthly$2,871.87$3,169.21$3,006.33
Cash to close$48,542$18,495$36,990