Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$117,093	$117,093	$421,200
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$304,107	$0
Funding fee	$0	$0	$0
Note rate	3.430%	3.430%	7.400%
Blended rate	4.280%	6.785%	7.640%
1st payment	$784.13	$784.13	$2,916.30
2nd payment	$0.00	$1,964.02	$0.00
Taxes / mo	$390.00	$390.00	$390.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$124.77	$124.77	$84.24
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,465.56	$3,429.59	$3,557.21
Cash to close	$350,907	$46,800	$46,800