Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$397,990$397,990$441,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$43,010$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.520%7.640%
1st payment$2,691.23$2,691.23$3,053.39
2nd payment$0.00$322.58$0.00
Taxes / mo$355.42$355.42$355.42
Insurance / mo$166.67$166.67$166.67
MI / mo$189.01$189.01$88.20
HOA / mo$23.00$23.00$23.00
Total monthly$3,425.33$3,747.91$3,686.68
Cash to close$92,010$49,000$49,000