Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$292,402	$279,000
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$1,462	$0
Note rate	5.700%	7.400%
Blended rate	5.700%	7.640%
1st payment	$1,799.06	$1,931.74
2nd payment	$0.00	$0.00
Taxes / mo	$258.33	$258.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.80
HOA / mo	$11.67	$11.67
Total monthly	$2,219.06	$2,407.54
Cash to close	$17,598	$31,000