Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$312,300
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$312,300	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,162.30
2nd payment	$0.00	$2,016.94	$0.00
Taxes / mo	$289.17	$289.17	$289.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.46
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$451.67	$2,468.60	$2,676.43
Cash to close	$347,000	$34,700	$34,700