Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$146,034	$146,034	$207,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$60,966	$0
Funding fee	$730	$730	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	2.990%	4.760%	7.640%
1st payment	$709.49	$709.49	$1,433.23
2nd payment	$0.00	$457.24	$0.00
Taxes / mo	$191.67	$191.67	$191.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,051.16	$1,508.40	$1,816.29
Cash to close	$83,966	$23,000	$23,000