Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$293,086	$293,086	$328,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$35,414	$0
Funding fee	$1,465	$1,465	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	3.593%	7.640%
1st payment	$1,387.00	$1,387.00	$2,274.47
2nd payment	$0.00	$265.61	$0.00
Taxes / mo	$304.17	$304.17	$304.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,861.16	$2,126.77	$2,814.33
Cash to close	$71,914	$36,500	$36,500