Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,905$162,905$206,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$43,195$0
Funding fee$815$815$0
Note rate6.120%6.120%7.400%
Blended rate6.120%6.724%7.640%
1st payment$1,035.09$1,035.09$1,426.99
2nd payment$0.00$323.97$0.00
Taxes / mo$190.83$190.83$190.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,375.92$1,699.89$1,809.05
Cash to close$66,095$22,900$22,900