Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,950$195,950$229,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$33,550$0
Funding fee$980$980$0
Note rate5.110%5.110%7.400%
Blended rate5.110%5.679%7.640%
1st payment$1,141.49$1,141.49$1,589.01
2nd payment$0.00$251.62$0.00
Taxes / mo$212.50$212.50$212.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,503.99$1,755.61$1,997.41
Cash to close$59,050$25,500$25,500