Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,445	$182,445	$432,000
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$249,555	$0
Funding fee	$0	$0	$0
Note rate	3.930%	3.930%	7.400%
Blended rate	4.780%	6.496%	7.640%
1st payment	$1,064.49	$1,064.49	$2,991.08
2nd payment	$0.00	$1,611.71	$0.00
Taxes / mo	$325.00	$325.00	$325.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$159.28	$159.28	$86.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,715.44	$3,327.15	$3,569.15
Cash to close	$297,555	$48,000	$48,000