Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$110,073	$110,073	$306,000
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$195,927	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	6.820%	7.640%
1st payment	$715.23	$715.23	$2,118.68
2nd payment	$0.00	$1,306.18	$0.00
Taxes / mo	$254.00	$254.00	$254.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$61.20
HOA / mo	$39.33	$39.33	$39.33
Total monthly	$1,266.36	$2,572.54	$2,623.21
Cash to close	$229,927	$34,000	$34,000