Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$118,760	$118,760	$346,500
Remaining term (yrs)	17.1	17.1	30.0
Secondary amount	$0	$227,740	$0
Funding fee	$0	$0	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	5.350%	6.927%	7.640%
1st payment	$825.94	$825.94	$2,399.10
2nd payment	$0.00	$1,470.82	$0.00
Taxes / mo	$303.17	$303.17	$303.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.46	$115.46	$69.30
HOA / mo	$3.42	$3.42	$3.42
Total monthly	$1,397.99	$2,868.81	$2,924.98
Cash to close	$266,240	$38,500	$38,500