Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,055$175,055$413,100
Remaining term (yrs)12.012.030.0
Secondary amount$0$238,045$0
Funding fee$0$0$0
Note rate6.430%6.430%7.400%
Blended rate7.280%7.551%7.640%
1st payment$1,739.48$1,739.48$2,860.22
2nd payment$0.00$1,537.37$0.00
Taxes / mo$280.50$280.50$280.50
Insurance / mo$166.67$166.67$166.67
MI / mo$196.36$196.36$82.62
HOA / mo$26.83$26.83$26.83
Total monthly$2,409.84$3,947.22$3,416.84
Cash to close$283,945$45,900$45,900