Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$223,250$223,250$292,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$69,160$0
Funding fee$1,116$1,116$0
Note rate2.930%2.930%7.400%
Blended rate2.930%4.366%7.640%
1st payment$1,052.95$1,052.95$2,024.59
2nd payment$0.00$518.70$0.00
Taxes / mo$275.67$275.67$275.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$34.33$34.33$34.33
Total monthly$1,512.95$2,031.65$2,543.07
Cash to close$101,650$32,490$32,490