Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$347,017	$329,000
Remaining term (yrs)	26.6	30.0
Secondary amount	$0	$0
Funding fee	$1,735	$0
Note rate	6.350%	7.400%
Blended rate	6.350%	7.640%
1st payment	$2,249.69	$2,277.93
2nd payment	$0.00	$0.00
Taxes / mo	$152.50	$152.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.80
HOA / mo	$1.83	$1.83
Total monthly	$2,554.02	$2,648.06
Cash to close	$18,538	$36,556