Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,383$153,383$225,000
Remaining term (yrs)27.227.230.0
Secondary amount$0$71,617$0
Funding fee$0$0$0
Note rate7.030%7.030%7.400%
Blended rate7.580%8.032%7.640%
1st payment$1,053.68$1,053.68$1,557.85
2nd payment$0.00$537.13$0.00
Taxes / mo$208.33$208.33$208.33
Insurance / mo$150.00$150.00$150.00
MI / mo$72.37$72.37$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,484.38$2,021.51$1,961.19
Cash to close$96,617$25,000$25,000