Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$171,666	$171,666	$495,000
Remaining term (yrs)	16.9	16.9	30.0
Secondary amount	$0	$323,334	$0
Funding fee	$858	$858	$0
Note rate	4.400%	4.400%	7.400%
Blended rate	4.400%	6.588%	7.640%
1st payment	$1,196.57	$1,196.57	$3,427.28
2nd payment	$0.00	$2,088.20	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,821.57	$3,909.77	$4,151.28
Cash to close	$378,334	$55,000	$55,000